Bridging finance is often judged on its headline rate. In practice, the right question is what the capital allows you to do that you otherwise could not.

Releasing equity from finished stock

Holding completed apartments while sales settle ties up equity that could be working on the next site. A residual stock facility repays the construction lender and releases that equity without discounting the remaining units.

Planning the exit

Every bridging facility needs a clear and credible exit, whether that is settlement of sales, a refinance or the sale of the asset. We structure the term around that exit, not the other way around.